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The Financial Services Authority (FSA, in English)
The buy to let mortgage measures are to have greater liquidity and more capital if property mortgages are to be provided, and that assets are more liquid. The short-term funding maximum is limited so that it does not cause financial problems similar to those that resulted from the mortgage crisis.
The bank and property commercial loans and mortgages regulation, yet without being very detailed, seems very positive. Of course, it will prevent some risks taking that can flourish in some private initiatives, as the bank becomes more conservative in need of regulation, which is a negative point. But the greatest misfortune of new mortgage defaults and property investment bankruptcies and rescues that are a danger to both depositors savings as the financial stability of states is more important.
But yes, the regulation will not enter into force immediately, but will wait for the property mortgage and financial storm to pass. It is logical, if applied now, when banks are much more responsible in their actions.
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